Risk Profiler (Premium) | Goalchi Capital

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Your responses are confidential and used for suitability and portfolio alignment.

Note: This assessment supports a suitability discussion and does not constitute investment advice.

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Section A — Portfolio context and horizon

Please answer the following 3 questions.

Q1. What investment time horizon do you realistically have in mind for this portfolio before you may need to access a significant portion of the money?

Short term (1-3 years) - I may need to access a substantial portion of the money within 3 years. Medium term (3-5 years) - I may require a portion of the money within 3 to 5 years. Long term (5-10 years) - I do not expect to access the money for at least 5 years. Very long term (10-15 years) - The money is intended for long-term wealth accumulation. Intergenerational / legacy horizon - The money is intended primarily for long-term family wealth or legacy planning.

Q2. How important is this portfolio within your overall financial position and investment decisions?

Very important - Losses or volatility in this portfolio would materially affect my financial comfort and investment decisions. Important - This portfolio is a meaningful part of my financial position, and I would be cautious about taking undue volatility here. Moderately important - This portfolio matters to me, but it is not central to my overall financial security. Of limited importance - This portfolio is a smaller part of my broader financial position and would have limited impact on my overall financial security. Not especially important - This portfolio is a limited allocation within a broader strategy, and fluctuations here would have minimal effect on my overall financial position.

Q3. How dependent are you on this portfolio to generate regular cash flow or income over the next 3-5 years?

I expect to rely on this portfolio for regular income or withdrawals. I may need periodic income or withdrawals from this portfolio. I may need limited withdrawals, but regular income is not a primary requirement. I do not expect to rely on this portfolio for income, though some withdrawals may occur. I do not expect to rely on this portfolio for income or withdrawals.

Section B — Financial resilience and risk capacity

Please answer the following 3 questions.

Q4. How much liquidity do you currently maintain to address unforeseen financial needs?

Less than 3 months of expenses Approximately 3-6 months of expenses Approximately 6-12 months of expenses Approximately 12-24 months of expenses More than 24 months of expenses

Q5. How stable and predictable is your household income over the next 3-5 years?

Highly uncertain or volatile Somewhat uncertain Moderately stable Stable and predictable Very stable and highly predictable

Q6. If this portfolio were to decline materially in value, how much would that affect your financial security or core life goals?

It would materially affect my financial security or essential goals. It would significantly affect important plans. It would have a moderate impact, but I could adjust. It would have limited impact on my financial position. It would have minimal impact on my financial security or goals.

Section C — Risk willingness and likely behavior

Please answer the following 4 questions.

Q7. In order to pursue higher returns, how much investment risk are you willing to take with this portfolio?

Very low risk - I prefer investments focused on preserving capital and limiting the possibility of loss. Low risk - I am willing to accept small fluctuations, but I prefer investments with limited risk. Moderate risk - I am willing to accept moderate fluctuations in pursuit of balanced growth. High risk - I am willing to accept significant short-term losses for the potential of higher long-term returns. Very high risk - I am comfortable taking substantial investment risk to maximize long-term return potential.

Q8. If a few months after investing, the value of your portfolio declines by about 20% due to market movements, what would you most likely do?

Sell the investments to limit further losses and preserve capital. Reduce exposure and move part of the portfolio to safer assets. Remain invested but monitor the situation carefully. Continue holding the investments, as such volatility is expected in markets. Invest additional funds to take advantage of lower prices.

Q9. If this portfolio underperformed expectations for 2-3 years but remained aligned with the long-term plan, what would you most likely do?

Exit the strategy and move to safer investments. Reduce risk materially and reallocate toward more stable assets. Reassess the portfolio and make partial adjustments. Stay invested and continue periodic review. Stay committed to the strategy and rebalance as appropriate.

Q10. Imagine you are participating in a game show and must choose one of the following options. Which option would you most likely select?

Receive ₹10 lakh with certainty and exit the game. A 50% chance of winning ₹25 lakh. A 25% chance of winning ₹50 lakh. A 10% chance of winning ₹1 crore. A 5% chance of winning ₹2 crore.

Section D — Experience and client context

Please answer the following 2 questions, then submit.

Q11. How would you describe your familiarity with investing in financial markets?

I am a novice and do not understand financial markets well. I have a basic understanding of investing concepts and risks. I have invested occasionally and understand that markets fluctuate over time. I am an experienced investor familiar with multiple investment strategies. I actively manage investments across multiple asset classes and understand market cycles well.

Q12. Which of the following best reflects your current life stage and financial responsibilities?

Retirement / post-retirement stage - I am primarily focused on preserving wealth, managing withdrawals, and maintaining long-term financial stability. Pre-retirement transition stage - I am approaching retirement and becoming more focused on capital protection, income planning, and financial security. Established accumulation stage - I am in a relatively stable and stronger earning phase, focused on building and preserving wealth. Family and commitment stage - I am balancing wealth creation with growing family, lifestyle, or financial responsibilities. Early wealth-building stage - I am in the early phase of building income, savings, and long-term wealth.

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